If you are injured in crash, or fall or some other way, it is very important that you seek medical treatment. Seeking medical treatment is important for any claim that you might have because the claim won't be very valuable without a doctor's opinion regarding the injuries. Seeking medical attention after an injury is also very important for your health. If you have a family doctor that you see regularly, go see him/her for your injuries. Your family doctor will refer you to a specialist if you need it.
It is important that you be honest and complete but don't exaggerate your injuries.
I often hear from clients that they don’t seek medical attention because it is too difficult to get off work or school. In addition, sometimes there are financial considerations that make it impossible to go to the doctor. I tell my clients - do your very best to get treatment.
Regarding school/work restrictions, try to talk to the administration at the school or your boss ahead of time. Perhaps you can develop a plan for you to take off to get treatment and make up the school work or the work time later.
If you have to miss work or school, we will ask for that lost time to be compensated as part of your claim.
This is true even if you didn’t lose money but instead had to use vacation or sick time at work. Regarding the financial considerations, it is important that if you have medical insurance, you use your insurance to seek treatment. If you are not fortunate enough to hold medical insurance, you will want to contact your car insurance company to find out if you had MedPay coverage as part of your insurance.
MedPay will cover some of your bills up to a certain amount and can provide the means for you to seek treatment after an injury.
If you weren’t carrying MedPay at the time of the crash, ask your doctor for names of docs who treat on “lien” - this means the doctor will hold your bill until the end of your case. As always, if you have questions about this process, you should consult with your attorney.