St. Louis Car Accident Attorneys
We Help Accident Victims Pursue Justice After Serious Injuries
When a negligent driver causes a car accident, anyone else affected by their carelessness is eligible to request compensation for their damages. However, protecting your right to recovery isn’t as easy as it should be. The last thing anyone in this position has time for is chasing an insurer around to get the settlement they’re rightfully owed. However, this is a situation far too many people find themselves in.
The Tapella & Eberspacher Law Firm is here to help accident victims negotiate settlements when an insurer refuses to provide a fair offer or follow through. If you have been injured, you should be able to focus on your recovery without worrying about how you will pay for your expenses.
Our team can help you file and prove a personal injury claim that asks for the full value of your case. No matter the challenges an insurance company throws your way, we are here to fight back.
Don’t let an insurer underpay you after a car accident. Call The Tapella & Eberspacher Law Firm at (314) 701-7722 to get a strong attorney team on your side.
What to Do If You’re Injured in a Car Accident
Cars are a part of our day-to-day lives and driving is so ingrained and habitual that it’s easy to forget just how dangerous it can be. A driver who thinks rushing through a light that’s about to turn or taking “just a second” to shoot off a text message is worth the risk is showing a serious lapse in judgment. Even at low speeds, a car accident can cause injury to both parties. If you were injured due to another driver’s negligence, you have the right to ask for reimbursement for all your medical bills. Your first step, before making this request, should always be a visit to the doctor.
Many car accident victims who don’t seek medical care end up forgoing compensation that could make a difference in their recovery. Don’t make this mistake yourself. Car accident injuries do not always show up right away. Especially at the scene of an accident, the adrenaline rush a victim experiences can block out any discomfort. Additionally, neck and back pain may not show up for days or even weeks after the injury occurs. By that point, you may have already collected a settlement—one that didn’t account for medical bills you are now facing. Receiving a check-up after an accident can help you spot potential medical issues early and understand the effects they may have on you moving forward.
Car accidents can cause injuries including:
- Back injury
- Neck injury
- Head trauma
- Nerve damage
- Spinal cord injury
- Dental injury
- Chronic pain
While some injuries can be treated with relative quickness and ease, others may continue to affect you for the rest of your life. The Tapella & Eberspacher Law Firm works with medical experts who can help you understand the ongoing costs of an injury. Armed with this information, we will be better prepared to argue for a payout that matches your actual needs, both present and future.
Proving Liability, and Why It Matters
The first step toward getting a fair settlement is knowing how much you are owed. The second step is defending your right to your claim. In Missouri, car accident settlements are determined under the rule of pure comparative fault. Under this system, if both parties contribute to an accident, they may both be held responsible for some of the damages. You can file a claim no matter what, but the amount owed to you can be reduced by the amount of fault you are assigned. Therefore, if you are deemed 10% at fault for an accident, the other party’s insurance can calculate the full value of your settlement and then decrease it by 10% before paying you.
Unfortunately, this rule has led insurance companies to exaggerate the role of accident victims because they don’t want to pay a full settlement. It’s likely an insurer will send investigators to assess your accident so they can see whether any blame can be pinned on you. There is a way you can fight back.
The Tapella & Eberspacher Law Firm also works with professional investigators, and we can analyze accident photos, interview witnesses, and even reconstruct the collision to help clear your name. No matter the size of your settlement, losing a percentage of what you’re owed can end up hurting your bank account. We are here to protect you against unfair accusations like these that can cost you serious money.
Our Attorneys Can Help After a Car Accident
For most of us, unexpected car repairs and medical bills can cause financial strain, or even panic. If you are unsure of what to do after someone else’s poor driving has put you in a bind, speak with our attorneys to see if we can help. After a car accident, you may be able to recover damages including:
- Medical treatment
- Lost wages
- Future medical costs
- Property damage
- Pain & suffering
Being able to receive reimbursement for every category of expense you face is necessary when you’re struggling after a car accident. Unfortunately, most insurers’ initial offers ignore some of the less obvious costs associated with an accident. Our team is happy to step in to remind them of your right to complete compensation from the at-fault party.
The Tapella & Eberspacher Law Firm is known for providing solid counsel to car accident victims. In some cases, simply seeing our name attached to a claim is incentive enough for an insurer to come to the table. They know we fight hard for our clients, and they’ve seen the multi-million dollar results we’ve won from insurers who refused to settle.
If they choose to take their chances in court, our team will do everything we can to help you prevail. Insurers and the like may be willing to throw resources at a court case in hopes of exhausting or overwhelming the other team, but we can’t be scared away. With our drive for justice on your side, you can fight back for the help you deserve.
Call The Tapella & Eberspacher Law Firm today for a free consultation with our car accident attorneys. Our St. Louis office can be reached at (314) 701-7722.